The life settlements market is often introduced through its investment characteristics, illiquidity, long duration, and the ...

Understand functional regulation, its benefits, criticisms, and how it compares with institutional regulation. Learn about ...

On Friday, California Insurance Commissioner Ricardo Lara enforced his "first of its kind" catastrophe modeling and ratemaking regulation, a central part of his Sustainable Insurance Strategy to ...

It is an uncomfortable truth that America’s enthusiasm for technological innovation often leads legislatures to harm low-income families through burdensome regulations. Case in point is automotive ...

At the end of last year, California issued emergency new insurance regulations giving insurers more freedom to raise premiums while also requiring them to extend coverage to wildfire-prone areas of ...

In an extraordinary criticism of one state agency by another, Florida’s Office of Insurance Regulation told legislators that a department led by then-Chief Financial Officer Jimmy Patronis may have ...

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

America is ceding its insurance regulation to international nongovernmental organizations that have crippled Europe’s insurance sector. If U.S. regulators continue down this path, they risk ...