When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

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You can get a life insurance policy that lets you skip the medical exam starting at $119 per month. No medical exam life insurance — also called simplified issue life insurance — offers coverage ...

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Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...